TERMS OF USE

Please read these Terms of Use ("Terms") carefully before using this site. By accessing and using the ADA WEALTHTECH LLC ("AuM Expert") Web Site https://aum.expert and Materials, you acknowledge and agree to abide by the following
Terms of Use. If you do not agree to these Terms, do not use the Aum.Expert website or download any Materials.

Scope of Terms

These Terms of Use are applicable to all Aum.Expert Websites, whether a sponsored site, managed through a third party vendor, or hosted by a third party (referred to hereafter as the "Web Sites").
These Terms also apply to any resources and tools provided through Aum.Expert Web Sites, including but not limited to developer tools, download areas, research areas, community forums, chat rooms, blogs, sharing sites, and product information. These Terms apply to all the Aum.Expert Web Sites, both now and in the future. Hereafter, all the materials covered by these Terms of use will be referred to as the "Materials."

Aum.Expert may provide activity or program-specific Terms of Service, for example when Aum.Expert provides interactive Materials and/or enables User Generated Content. If so, to the extent that these Terms do not conflict with the program-specific Terms of Service, the Terms herein
remain in full force and effect.

Security and Privacy

Personal Information: Information submitted to Aum.Expert through forms on the Web Sites or Materials is governed according to Aum.Expert's Privacy Policy. Member Account, Password, and Security: AuM Expert may, from time to time, host a program or activity-specific site that may require you to establish a member account and/or site password.
In such cases, you are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify AuM Expert immediately of any unauthorized use of your account or any other breach of security here. Aum.Expert will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by Aum.Expert or another party due to someone else using your account or password. You may not use anyone else's account at any time, without the permission of the account holder.

Use Terms

No License: Unless otherwise specified in the Materials themselves, you may not modify, copy,
distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Web Sites.
You may not use or facilitate the use of this site or any Materials in connection with any infringement analysis concerning Aum Expert products. By your use of this site or any Materials, you agree to grant Aum.Expert a non-exclusive, royalty-free license to any patent claim thereafter drafted
which includes subject matter disclosed on this site.
No Unlawful or Prohibited Use:
You agree that you will not use the Web Sites or Material for any purpose that is unlawful or prohibited by these Terms of Use. You may not:

Upload, post, email, transmit or otherwise make available any content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically, or otherwise objectionable;
Use the Web Sites, Materials, Services, or activities to "stalk" or otherwise harass or harm another;
Impersonate any person or entity, including, but not limited to, an Aum Expert official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity or collect or store personal data about other users in connection with the prohibited conduct and activities;
Forge headers or otherwise manipulate identifiers in order to disguise the origin of any content transmitted through the Web Site or Materials;

Upload, post, email, transmit or otherwise make available any content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

Upload, post, email, transmit or otherwise make available any content that infringes any patent, trademark, trade secret, copyright, or other proprietary rights ("Rights") of any party;
Upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation;

Upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

Use the Web Site or Materials in any manner that could damage, disable, overburden, or impair any Aum Expert server, or network(s) connections, disobey any requirements, procedures, policies, or regulations of networks connected to the Web Site or Materials or interfere with any other party's use and enjoyment of the Web Sites or Materials;

Attempt to gain unauthorized access to any Web Site or Material, other accounts, computer systems or networks connected to any Aum Expert server or Materials, through hacking, password mining or any other means or obtain or attempt to obtain any materials or information through any means not intentionally made available through the Web Sites or Materials;

Intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, and any regulations having the force of law; and/or

Provide material support or resources (or conceal or disguise the nature, location, source, or ownership of material support or resources) to any organization(s) designated by the United States government as a foreign terrorist organization pursuant to section 219 of the Immigration and Nationality Act.

Copyright Permission:
The copyright in all content posted on https://www.Aum.Expert., and all connected sites is owned by ADA WEALTHTECH LLC. Use is authorized for editorial (news media) purposes only and is subject to the ADA WEALTHTECH LLC Web Terms of Use. To request permission to use content outside of editorial purposes please submit your request via e-mail here. Please include a description of your proposed usage of the materials, along with a link or copy of the materials being requested and your contact information.

Notices and Disclosures

Exclusions of Warranty: YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF THE WEB SITES AND MATERIALS IS AT YOUR SOLE RISK AND THAT THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF ADA WEALTHTECH LLC INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR PURPOSE. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. IN NO EVENT SHALL ADA WEALTHTECH LLC OR ITS SUPPLIERS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, OR LOSS OF INFORMATION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE WEBSITES OR MATERIALS, EVEN IF ADA WEALTHTECH LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT SHALL ADA WEALTHTECH LLC AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA, OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF ANY SOFTWARE, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM THE WEB SITE. ANY LOSS OR DAMAGE WHICH MAY BE INCURRED BY YOU, INCLUDING BUT NOT LIMITED TO LOSS OR DAMAGE AS A RESULT OF ANY RELIANCE PLACED BY YOU ON THE COMPLETENESS, ACCURACY, OR EXISTENCE OF ANY CONTENT, OR ANY CHANGES ADA WEALTHTECH LLC MAY MAKE TO THE SERVICES, DOCUMENTS, WEB SITE, CONTENT OR FOR ANY PERMANENT OR TEMPORARY CESSATION IN THE PROVISION OF THE WEB SITE (OR ANY FEATURES WITHIN THE WEB SITES); OR IF APPLICABLE, YOUR FAILURE TO KEEP YOUR PASSWORD OR ACCOUNT DETAILS SECURE AND CONFIDENTIAL; THESE LIMITATIONS ON ADA WEALTHTECH LLC'S LIABILITY SHALL APPLY WHETHER OR NOT ADA WEALTHTECH LLC HAS BEEN ADVISED OF OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF ANY SUCH LOSSES. A RISK DISCLOSURE STATEMENT IS AVAILABLE ON THE WEBSITE AND IS AN INTEGRAL PART OF THESE TERMS OF USE.
Indemnification: You agree to indemnify and hold ADA WEALTHTECH LLC and its officers, agents, employees, partners, and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of the content you submit, post, transmit or otherwise make available through the Web Sites or Materials, your use of the Web Sites or Materials, your connection to the Web Sites or Materials, your violation of these Terms of Use or site-specific Terms of Use, or your violation of any rights of another.

Accuracy and Completeness:

ADA WEALTHTECH LLC does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within the Web Sites or Materials.
Changes and Updates: ADA WEALTHTECH LLC reserves the right to modify or discontinue, temporarily or permanently, Web Sites or Materials (or any part thereof) with or without notice. ADA WEALTHTECH LLC may make changes to Web Sites or Materials, or to the products described therein, at any time without notice. ADA WEALTHTECH LLC makes no commitment to update the Web Sites or Materials.

Forward-Looking Statements:

Some of the information on this Web Site may contain projections or other forward-looking statements regarding future events or the future financial performance of AuM Expert. Words such as "expects," "goals," "plans," "believes," "continues," and "may," and variations of such words and similar expressions identify forward-looking statements. In
addition, any statements that refer to or may imply future financial performance, anticipated growth, trends in our businesses, and other characterizations of future events or circumstances are forward-looking statements. All such statements that are not historical facts are based on our current expectations and are subject to a number of risks and uncertainties, and the actual events or results may differ materially.

Content Related Notices

Ownership: You acknowledge and agree that ADA WEALTHTECH LLC owns all legal rights, title, and interest in and to the Materials and Web Sites, including any ADA WEALTHTECH LLC trade names, trademarks, service marks, logos, domain names, and other distinctive brand features therein (whether those rights happen to be registered or not, and wherever in the world those rights may exist), and that they are protected by worldwide copyright laws and treaty provisions. They may not be copied, reproduced, modified, published, uploaded, posted, transmitted, or distributed in any way without ADA WEALTHTECH LLC prior written permission. Except as expressly provided herein, ADA WEALTHTECH LLC does not grant any express or implied right to you under any patents, copyrights, trademarks, or trade secret information.

Translations:

Where ADA WEALTHTECH LLC has provided you with a translation of the English language version
of these Terms of Use, you agree that the translation is provided for your convenience only and that the English language versions of the Terms of Use will govern your relationship with ADA WEALTHTECH LLC. If there is any contradiction between the English language version of the Terms of Use and the translation, the English language version shall take precedence.

Third-Party Content:

Web Sites and Materials may contain user or third-party-submitted content; such content is not reviewed, approved, or endorsed by ADA WEALTHTECH LLC and is provided solely as a convenience to our customers and users. Under no circumstances will ADA WEALTHTECH LLC be liable in any way for any third party submitted or provided content, including, but not limited to, any errors or omissions, or damages of any kind. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE MATERIALS IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. By your use, you agree that you must evaluate, and bear all risks associated with, the use of any third-party content, including any reliance on the accuracy, completeness, or usefulness of such content. All postings and use of the Web Sites or Material are subject to these Terms of Use and any other program and site-specific terms.

ADA WEALTHTECH LLC Product Notices and Information Limitations:

WITH REGARD TO INFORMATION ON ADA WEALTHTECH LLC PRODUCTS IN THE WEBSITE OR MATERIALS NO LICENSE, EXPRESS OR IMPLIED, BY ESTOPPEL OR OTHERWISE, TO ANY ADA WEALTHTECH LLC INTELLECTUAL PROPERTY RIGHTS IS GRANTED IN THE WEBSITE OR MATERIALS. EXCEPT AS PROVIDED IN ADA WEALTHTECH LLC'S TERMS AND CONDITIONS OF SALE FOR SUCH PRODUCTS, ADA WEALTHTECH LLC ASSUMES NO LIABILITY WHATSOEVER, AND ADA WEALTHTECH LLC DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTY, RELATING TO THE SALE AND OR USE OF ADA WEALTHTECH LLC PRODUCTS INCLUDING LIABILITY OR WARRANTIES RELATING TO FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, OR INFRINGEMENT OF ANY PATENT, COPYRIGHT OR OTHER ADA WEALTHTECH LLC, INTELLECTUAL PROPERTY RIGHT.

Use of ADA WEALTHTECH LLC Products:

THE ADA WEALTHTECH LLC PRODUCTS ARE NOT DESIGNED NOR INTENDED FOR ANY APPLICATION IN WHICH THE FAILURE OF THE ADA WEALTHTECH LLC PRODUCT COULD CREATE A SITUATION WHERE PERSONAL INJURY OR DEATH MAY OCCUR.

Notice Specific to ADA WEALTHTECH LLC Documents

Permission to use ADA WEALTHTECH LLC-owned white papers, press releases, datasheets, specification documents, FAQs, etc. ("Documents") from the Web Sites is granted, provided that (1) the below copyright notice appears in all copies and that both the copyright notice and this permission notice appear, (2) use of such Documents from the Services is for informational and noncommercial or personal use only and will not be copied or posted on any network computer or broadcast in any media, and (3) no modifications of any Documents are made. Use for any other purpose is expressly prohibited by law and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.
Documents specified above do not include the design or layout of the Web Site or any other ADA WEALTHTECH LLC owned, operated, licensed, or controlled site. Elements of the Web Sites are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound, or image from any Web Site may be copied or retransmitted unless expressly permitted by ADA WEALTHTECH LLC.

ADA WEALTHTECH LLC MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THE WEBSITE FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. ADA WEALTHTECH LLC HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED, OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. IN NO EVENT SHALL ADA WEALTHTECH LLC AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA, OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THE SERVICES. THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THE WEBSITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. ADA WEALTHTECH LLC MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED AT ANY TIME.
ADA WEALTHTECH LLC may, in appropriate circumstances, terminate an account holder or subscriber to an Aum.Expert Web Site if he or she is a repeat infringer. If you believe that an account holder or subscriber is a repeat infringer, please follow the instructions above to contact ADA WEALTHTECH LLC's agent and provide information sufficient for us to verify that the account holder or subscriber is a repeat infringer.

User Content Submissions

Definition: User content submissions may include, but are not limited to, user registration, participation, public sharing, posting, uploading, linking, downloading, and transferring, viewing, blogging, commenting, chat room, bulletin board and forum participation, or submitting or transmitting content, including, but not limited to graphics, art, software, code, data, text, video, audio, text, opinions, descriptions etc. (the "User Content") on any web site. The content submitted by users is referred to hereafter
as "User Content".

Non-Endorsement: ADA WEALTHTECH LLC does not endorse any User Content or any opinion, recommendation, or advice expressed therein, and ADA WEALTHTECH LLC expressly disclaims any and all liability in connection with User Content submissions. ADA WEALTHTECH LLC does not permit copyright infringing activities and infringement of intellectual property rights on its Web Sites, and ADA WEALTHTECH LLC will remove User Content if properly notified that such submission infringes on another's intellectual property rights in accordance with the provisions. ADA WEALTHTECH LLC reserves the right to remove User Content at its sole discretion and without prior notice.

Ownership: ADA WEALTHTECH LLC does not claim ownership of any User Content submitted, posted, transmitted, made available, or displayed on, or through, the Web Sites or Materials, including, but not limited to, data, text, sound, images, videos, diagrams, software, code, audio, information, graphs, or descriptions on the Web Sites or Material. Unless otherwise agreed to in writing, there is no compensation for User Content. ADA WEALTHTECH LLC is under no obligation to post or use any User Content submitted. Unless otherwise agreed in writing with an authorized ADA WEALTHTECH LLC representative, any material, information or other communication you transmit or post to a Web Site will be considered non-confidential and non-proprietary.

License: Unless other specified on the Web Site or activity terms and conditions, by posting, displaying, uploading, inputting, providing, or submitting such user content you grant ADA WEALTHTECH LLC, necessary sub-licensees and Web Site users, a perpetual, irrevocable, and fully sub-licensable license to use worldwide, royalty-free and non-exclusive license, to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display the User Content (in whole or in part) and to incorporate such User Content into other works in any format or medium now known or later developed for any and all commercial or non-commercial purposes.

User Submitted Code: Any user submitted code or materials posted on an ADA WEALTHTECH LLC website are supplied under license from the submitter and should be used or downloaded in accordance with any license terms specified. ADA WEALTHTECH LLC is not responsible for user-submitted code nor warrants that it will work correctly.

Warranties and Representations: By posting or submitting User Content you warrant and represent that you own or otherwise control all of the rights to your submission including, but not limited to, all the rights necessary for you to provide, post, upload, input or submit the User Content. To the extent that the User Content submitted contains images, photographs, pictures, or graphical representations in whole or in part ("Images"), you warrant and represent that (a) you are the copyright owner of such Images, or that the copyright owner of such Images has granted you permission to use such Images or any content and/or images contained in such Images consistent with the manner and purpose of your use and as otherwise permitted by these Terms of Use and the Materials, (b) you have the rights necessary to grant the licenses and sub-licenses described in these Terms of Use, and (c) that each person depicted in such Images, if any, has provided consent to the use of the Images as set forth in these Terms of Use.

Moderation or Pre-Screening: You acknowledge that ADA WEALTHTECH LLC may or may not moderate or pre-screen User Content. ADA WEALTHTECH LLC and its designees retain the right, at Aum Expert's sole discretion to pre-screen, refuse, or remove any User Content from its Web Site or Materials. Aum Expert, however, will have no liability related to the content of any such User Content, whether or not arising under the laws of copyright, libel, privacy, obscenity, or otherwise. Without limiting the foregoing, Aum Expert shall have the right to remove any User Content that violates these Terms of Use.

Links to Other Materials or Sites.
The linked sites are not under the control of Aum Expert and Aum Expert is not responsible for the content of any linked site or any link contained in a linked site. Aum Expert reserves the right to terminate any link or linking program at any time. Aum Expert does not endorse companies or products to which it links and reserves the right to note them as such on its web pages. If you decide to access any of the third-party sites linked to this Site, you do this entirely at your own risk.

Unsolicited Idea Submission Policy
Aum Expert OR ITS EMPLOYEES DO NOT ACCEPT OR CONSIDER UNSOLICITED IDEAS, INCLUDING IDEAS FOR NEW ADVERTISING CAMPAIGNS, NEW PROMOTIONS, NEW PRODUCTS OR TECHNOLOGIES, PROCESSES, MATERIALS, MARKETING PLANS OR NEW PRODUCT NAMES. PLEASE DO NOT SEND ANY ORIGINAL CREATIVE ARTWORK, SAMPLES, DEMOS, OR OTHER WORKS. THE SOLE PURPOSE OF THIS POLICY IS TO AVOID POTENTIAL MISUNDERSTANDINGS OR DISPUTES WHEN ADA WEALTHTECH LLC'S PRODUCTS OR MARKETING STRATEGIES MIGHT SEEM SIMILAR TO IDEAS SUBMITTED TO ADA WEALTHTECH LLC. SO, PLEASE DO NOT SEND YOUR UNSOLICITED IDEAS TO ADA WEALTHTECH LLC OR ANYONE AT ADA WEALTHTECH LLC. IF, DESPITE OUR REQUEST THAT YOU NOT SEND US YOUR IDEAS AND MATERIALS, YOU STILL SEND THEM, PLEASE UNDERSTAND THAT ADA WEALTHTECH LLC MAKES NO ASSURANCES THAT YOUR IDEAS AND MATERIALS WILL BE TREATED AS CONFIDENTIAL OR PROPRIETARY.

General
User access to this Web Site is governed by all applicable federal, state, and local laws. All information available on the Web Site is subject to Saint Vincent and the Grenadines export control laws and may also be subject to the laws of the country where you reside.
AuM Expert makes no representation that Materials on the site are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with applicable local laws.
These Terms constitute the entire agreement between you and ADA WEALTHTECH LLC Corporation and govern your use of the Site. Each user may be subject to additional terms and
conditions that may apply when that user uses affiliate services, third-party content, or third-party software. The Terms and the relationship between you and AuM Expert shall be governed by the laws of Saint Vincent and the Grenadines without regard to its conflict of law provisions and each party shall submit to the personal and exclusive jurisdiction of the courts located within Saint Vincent and the Grenadines. If any provision of these Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect. In the case of any violation of these rules and regulations, AuM Expert reserves the right to seek all remedies available by law and in equity for such violations.

AuM Expert may revise these Terms of Use at any time by updating this posting. You should visit this page from time to time to review the then-current Terms of Use because they are binding on you. Certain provisions of these Terms of Use may be superseded by expressly designated legal notices or terms located on particular Web Sites or Materials.
How to contact us:
Mailing Address:
Suite 305, Griffith Corporate Centre, Beachmont, Kingstown, St. Vincent & Grenadines
Email: [email protected]